just most of the people think buy house are the most inportant things in hk...but they forget the interest....if you save the interest....you will get more money in your hand....money makes money....always save in the pocket.....so one day you will get rich....full pay for your house...that's my concept.....:36:
just most of the people think buy house are the most inportant things in hk...but they forget the interest....if you save the interest....you will get more money in your hand....money makes mo ...
for a 4000000 house...you need to pay for 15000 to bank if you margin from bank.....so my point is not use more than 30% for my monthly saraly.....that means 15000x12 month=180000x20years=3600000 x p+or p- =3600000x0.4=1440000=almost 6000000 for a house...so you have to paid 2000000 interest wor...if you use 2000000 to inverest...what you you get in 20 years?????at lease x2 or 3 la....
for a 4000000 house...you need to pay for 15000 to bank if you margin from bank.....so my point is not use more than 30% for my monthly saraly.....that means 15000x12 month=180000x20years=360000 ...