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樓主: hk小文

[分享討論] 強積金實施十年,仍在起步階段

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發表於 9-11-2011 12:24:19 | 顯示全部樓層
你竟然真係解釋...
老友,你............................真係好鬼純情!
Garycharm 發表於 9-11-2011 12:06 PM



    你個魔術師咁鍾意整埋d越位陷阱!:34:

BTW,不如搵人炸左個政府重新開始過好啦!越搞越爛,越爛越火!:67:
發表於 9-11-2011 15:16:26 | 顯示全部樓層
你個魔術師咁鍾意整埋d越位陷阱!

BTW,不如搵人炸左個政府重新開始過好啦!越搞越爛,越 ...
常威 發表於 9-11-2011 12:24 PM



    你小心呀!
上次有人話炸迪迪尼…攪到一身蟻…
發表於 9-11-2011 16:22:16 | 顯示全部樓層
你小心呀!
上次有人話炸迪迪尼…攪到一身蟻…
原罪 發表於 9-11-2011 03:16 PM



    我講炸型姐!你唔好諗左去第二度!:67:
發表於 9-11-2011 16:46:40 | 顯示全部樓層
立法會通過無約束力議案,要求全面改革強積金,包括盡快落實強積金自由行,立法規定基金收費上限,容許供款 ...
hk小文 發表於 2-11-2011 10:06 PM


The concept of Funds is good itself.  Being an ordinary person, we don't need to spend too much time on making decisions to buy or sell particular securities / stock shares / publicly listed companies, nor to "study" which shares are ideal for mid to long term investment.  By paying 1 to 1.5% of management fee / commissions to "Fund Lo" sounds quite reasonable.  But MPF is different, the freaking government doesn't disclose necessary information to the majority of HK people, such as the actual mangement fee + commissions earned by these banks & "fund lo" on yearly basis, or vice versa, how much fees we have to pay on yearly basis.

Back then funds (not MPfunds) were really good, say, HSBC european equity funds could rise 20 to 25% each year, which means investors' assets could be doubled in 5 years !  But for MPF, I've been negligent to investigate how much have been in the past 10 years, yet I'm quite certain that the net profit is less than 40% (not mentioning factors such as inflation, etc). FXXX the FXXXXXX government. :53:
發表於 9-11-2011 19:49:32 | 顯示全部樓層
你竟然真係解釋...
老友,你............................真係好鬼純情!
Garycharm 發表於 9-11-2011 12:06 PM


果然係認真就輸了:55::ice:
發表於 10-11-2011 15:58:26 | 顯示全部樓層
呢句問西人挭係唔識啦!

恭喜發財係KHFC, 你估下dklmch 係乜....
呂品器 發表於 9-11-2011 11:36 AM


er....我...都係...估唔到:26:
發表於 10-11-2011 16:59:08 | 顯示全部樓層
er....我...都係...估唔到
甘大滋 發表於 10-11-2011 03:58 PM


我唔會中第二次計既!:74:
發表於 10-11-2011 17:07:36 | 顯示全部樓層
回復 22# 呂品器

唉, 我中文 同英文都差ma, 只係得小學一年班水平:56:
發表於 11-11-2011 13:42:44 | 顯示全部樓層
基金佬同銀行個個都肚滿腸肥,MPF又唔穩定,分分鐘退休時啲錢抗唔到通脹!人地外國啲MPF好穩定同一定跟通脹走的!鬼佬啲數學咁屎都識,你香港啲PK數口咁勁要香港市民蝕錢?!冇野呀香港政府?!
發表於 11-11-2011 15:00:36 | 顯示全部樓層
基金佬同銀行個個都肚滿腸肥,MPF又唔穩定,分分鐘退休時啲錢抗唔到通脹!人地外國啲MPF好穩定 ...
candyman 發表於 11-11-2011 01:42 PM


佢地數口精在o的錢袋入佢地袋:67:
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